Where we live and grow has deep implications on our life trajectories; it determines where we go to school, the healthcare we can access, and the opportunities that are available. This will focus on understanding housing in the context of U.S. suburban and urban residential fabrics: how it came to be, and the ways in which structural racism and bias are ingrained in our housing system. Panelists will address some of the physical, social and economic changes currently taking place that either deepen inequality, or through policy innovation, community action and organizing reassert control over the built, social and natural environment in neighborhoods to provide vehicles to create generational wealth and thriving communities.